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Investing Basics

The basics are important for your foundation: “Whether you think you can or you think you can’t, you’re right.” – Henry Ford Your future financial success is based on the actions YOU take today. Finance and investing appears like a confusing subject, but with the right tools you can be successful! The best way for…

Opportunity Cost

You can live frugal, but still have a good life. Living frugal does not mean you do not get to own nice things, go to fancy restaurants or have nice vacations. Make sure you have a balanced life. The next time you go on vacation, get a hotel with a kitchenette or an Airbnb so…

Types of Mortgage Loans

Last week’s blog touched upon basics surrounding mortgages such as amortization, types of lenders, down payment and refinancing. This week, I will discuss the different types of loans for mortgages such as the FHA, USDA, and VA Loans, 15 versus 30 year loans, and lastly, I will go into detail surrounding various types of mortgage…

Mortgage 101

Back to Basics: A mortgage is the primary tool which helps a consumer purchase a primary residence. The mortgage industry can be quite confusing with the various terms and mortgage options. I will discuss refinancing, amortization, traditional versus nontraditional lenders, the down payment. In my next post, I will discuss FHA, USDA, and VA Loans,…

Spend or Save Dilemma

This is one of the hardest topics To spend or not to spend… that is the question. How do you expect to live a financial free life and enjoy retirement? Luck? Nope! You need a financial game plan. All your financial choices today have an impact on your future financial health. Should you live a…

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