We all know that the holidays can be quite a busy time. We must remember to stay focused on our financial goals during the holidays. Make sure to budget and plan, so you don’t make financial mistakes you’ll regret in January. 2022 Financial Checklist Before the year ends, remember to review what you accomplished in…
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Is there a Looming Recession?
There is an increasing chance we go into a recession but remember to focus on the long term. A recession does not last forever. Remember time in the market is more important than timing the market.
The True Cost of Van Life
This is a joint article between Brooke Around Town and The Finance Blogger. Hi Brooke! Nice to chatting with you BB: Thanks for inviting me to contribute, Zach! Tell me more about why you joined the van life? BB: I’ve spent the last decade travelling the world as a backpacker— staying in hostels (and even…
Washington Cares Act (LTC) – Quick Tips and Exemption Process
What happened? Back in 2019, legislation signed a law for the Washington Cares Fund. The WA Cares Act or Washington Long-term Cares Act is a tax for individuals working in Washington State. The legislation is a mandatory payroll tax of 0.58%. These benefits would be for individuals to pay for home health care, equipment, medication…
Credit Card Basics
Most of us have grown up learning that debt is not good, especially credit cards. Credit cards are one of the best cash flow instruments: When does it make sense to use a credit card? When you pay off the balance in FULL every single month. You cannot carry a balance long term and think…